Saturday, April 27, 2024

Top 5 Reasons To Hire an Agent When Buying a Home


For BuyersInfographicsBuying Myths

Top 5 Reasons To Hire an Agent When Buying a Home 

Some Highlights

  • Hiring an agent when buying a home helps you understand the buying process and the local market.
  • They’ll also go over contracts and fine print with you, so you understand what you're agreeing to. Plus, they're good at negotiating, making sure you get the best deal.
  • Expert advice from a trusted real estate professional is priceless. Connect with a local agent today.
  •  *keeping current matters




Friday, April 26, 2024

Ways To Use Your Tax Refund If You Want To Buy a Home

 For Buyers, First-Time Buyers, Mortgage Rates, Buying Tips

Ways To Use Your Tax Refund If You Want To Buy a Home


Have you been saving up to buy a home this year? If so, you know there are a number of expenses involved – from your down payment to closing costs. But did you also know your tax refund can help you pay for some of these expenses? As Credit Karma explains:

“If one of your goals is to stop renting and buy a home, you’ll need to save up for closing costs and a down payment on the mortgage. A tax refund can give you a start on the road to homeownership. If you’ve already started to save, your tax refund could move you down the road faster.”

While how much money you may get in a tax refund is going to vary, it can be encouraging to have a general idea of what’s possible. Here’s what CNET has to say about the average increase people are seeing this year:

The average refund size is up by 6.1%, from $2,903 for 2023’s tax season through March 24, to $3,081 for this season through March 22.”

Sounds great, right? Remember, your number is going to be different. But if you do get a refund, here are a few examples of how you can use it when buying a home. According to Freddie Mac:

  • Saving for a down payment – One of the biggest barriers to homeownership is setting aside enough money for a down payment. You could reach your savings goal even faster by using your tax refund to help.
  • Paying for closing costs – Closing costs cover some of the payments you’ll make at closing. They’re generally between 2% and 5% of the total purchase price of the home. You could direct your tax refund toward these closing costs.
  • Lowering your mortgage rate – Your lender might give you the option to buy down your mortgage rate. If affordability is tight for you at today’s rates and home prices, this option may be worth exploring. If you qualify for this option, you could pay upfront to have a lower rate on your mortgage.

The best way to get ready to buy a home is to work with a team of trusted real estate professionals who understand the process and what you’ll need to do to be ready to buy.

Bottom Line

Your tax refund can help you reach your savings goal for buying a home. Connect with a local real estate professional about what you’re looking for, because your home may be more within reach than you think.




Thursday, April 25, 2024

Do you fit into these statistics or are you an exception? 2023 NAR 2023 PROFILE OF HOMES, BUYERS, AND SELLERS



NATIONAL ASSOCIATION OF REALTOR'S
PROFILE OF 2023
HOMES THAT WERE
SOLD/PURCHASED,
AND
BUYERS' & SELLERS'
DEMOGRAPHICS


#realestate #realestateagent #realtor #Realty #property #forsale #Decatur #tx #texas #wise #wisecounty #county #Consultant #home #house #land #sold #commission

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Wednesday, April 24, 2024

IS IT BETTER TO PRICE YOUR HOME HIGH? You can always come down, right?

 


Wondering how to price your home right? It's all about strategy and market data. A skilled agent uses local comps to set a competitive price, avoiding the pitfalls of listing too high or too low. The right price attracts buyers and maximizes your profit. Ready for a winning strategy? A conversation with a trusted agent is your first step to success. 🏡🔍


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Tuesday, April 23, 2024

Transform your living space into a sanctuary of peace with a touch of green! 🌿 5 PLANTS TO ADD TO YOUR HOME

 



 Adding calming plants isn't just about enhancing the aesthetics; it's about nurturing serenity right where you live. Each leafy friend brings its own charm and tranquility, turning your home into a peaceful retreat. Curious which plants can boost your home's tranquility? Let's chat about your leafy companions and how they contribute to your serene abode.


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Monday, April 22, 2024

Need a reason to invest in real estate? Here are the top 3:

 Need a reason to invest in real estate?

Here are the top 3:


1. Over time, you can secure your future withincome from real estate.


2. Real estate can be held on to for several years until it appreciates or is used as a rental property to earn monthly income. Whichever route you choose, there is financial security.


3. House flipping is a common way investors use real estate to make a profit. Research is key in finding the right property in the right neighborhood to turn around for fast profit.


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